The Cost of Living

i'm not sure if this inflation proofing as such, but one thing that's really evident out there at the moment you mentioned before, is unemployment extremely low. Can't get enough workers, and there's a shortage of skilled workers out there. So i'm saying to people, we know there's two ways that we can increase our savings as such. One is to spend less, and the other is, obviously, to earn more. Right now, some of you may have been preparing for this moment. And shouldn't be a surprise that interest rates ave arising. But the cost of living has maybe grabbed us by the neck a little bit because of things out of our control.