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UPI has already hurt the debit card business of banks. Between March 2022 and Jan 2023, debit card transactions have fallen by 21% in terms of value. The average ticket size for a credit card transaction is over 4,500 rupees. People typically have a high credit limit and can afford to swipe the card for high value purchases.
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Discover
highlights
Listen to the best highlights from the podcasts you love and dive into the full episode