ASK442: How do I use the 18 year cycle when remortgaging? Is now the time to buy my freehold?
The Property Podcast
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Navigating Mortgage Strategies in a Cyclical Market
This chapter discusses how to adapt mortgage strategies in light of the 18-year property cycle, arguing against unnecessary changes based on cyclical predictions. It highlights the importance of personal circumstances and favorable mortgage products, particularly favoring five-year fixed rates over two-year options due to associated fees.
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