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YOLO, but I Don't Have That Tool
Money is a tool we have to take control of what I believe are the two most important things. One is our sense of purpose, identity and connections. The other important thing that we at least attempt to control is our time. And so you may not be able to add a lot of extra space in your life, but even if you can add an extra hour or two to do something meaningful,. You're a lot better off than if you haven't done that calculation in your brain and started working on it.