Invest but keep enough liquidity to help you sleep at night.
In this episode, we look into the concept of liquidity. Everyone tells us to invest, but how much is enough and how much should we leave behind for a rainy day? What about saving for BTO and other commitments?
Hosts Kai Wen and Sue-Ann speak to guest Bryan Low, Managing Director and Head of International Wealth Management for Singapore at KGI about what liquidity really means, types of investments and how liquid they are, and if you should just keep all your money in savings accounts for fear of that rainy day.
Highlights (click/tap above):
0:00 Intro
1:08 How much cash do we really need
5:00 Liquidity vs cash
9:30 Investments that are less liquid
12:50 Risk profile differs according to age
15:15 But what if I need to pay for my BTO?
22:55 The intersection between your life and wealth
28:00 How much to keep in the bank
Follow See Kai Wen on LinkedIn: https://str.sg/qfwqQ
Follow Sue-Ann Tan on LinkedIn: https://str.sg/A86X
Read Sue-Ann Tan's articles: https://str.sg/mvSa
Hosts: See Kai Wen ([email protected]) and Sue-Ann Tan ([email protected])
Produced & edited by: Amirul Karim
Executive producer: Elizabeth Law
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Do note: All analyses, opinions, recommendations and other information in this podcast are for your general information only. You should not rely on them in making any decision. Please consult a fully qualified financial adviser or professional expert for independent advice and verification. To the fullest extent permitted by law, SPH Media shall not be liable for any loss arising from the use of or reliance on any analyses, opinions, recommendations and other information in this podcast. SPH Media accepts no responsibility or liability whatsoever that may result or arise from the products, services or information of any third parties.
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