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WCI #311: Asset Location

White Coat Investor Podcast

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How to Invest in a Tax Deferred Account

The best way to think about a tax deferred account mentally, the way to account for this is to, you know, think of it as a tax-free account. The types of assets you want in there include equity real estate, municipal bonds, total market, stock index funds. Some people don't like principles, they don't want to apply principles, they just want to be told what to do. If you have an investment with a high expected return, that is very tax-efficient, that is likely worth moving it into a tax-protected account.

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