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The Right of Setting Off
The right of setting off means your bank is able to claim money from one of your accounts to pay off debt in another. Now it used to be the situation that they could do it without permission, and it was an absolute nightmare for many people. So I am really committed to C, but I definitely don't think it's A. It's a potential it could be a B. My immediate response is C. Because if people play by the rules all the time, this would almost make you, Martin Lewis, fade away. The fact that they are out there who break rules that means that we have Martin Lewis here to defend us from these vile practitioners.