Should You Put 20% Down or Use an 80-10 Mortgage?

There’s a clear trend in how people are shopping today. Consumers of all income levels are seeking out bargains, changing where and how they buy everyday goods - a Clark smart reaction to inflation & tariff effects. Also today - You may need a cure for what ails you, but don’t trust medical ads you see online. Scammers are using AI and other manipulative tools to pitch FAKE healthcare products that appear to be endorsed by medical professionals. Financial and physical harm can result. 

• Mindful Shopping: Segment 1
• Ask Clark: Segment 2
• Fake Medical Ads Online: Segment 3
• Ask Clark: Segment 4

Mentioned on the show:

• Axios: Dollar General shows even the affluent are seeking bargains
• 80-10-10 Mortgage: Meaning, Benefits and Examples
• The Secret to Avoiding PMI and 20% Down? A Piggyback Loan
• NYTimes: The Doctors Are Real, but the Sales Pitches Are Frauds
• What Is an HSA Account and How Does It Work?
• The Lancet | The best science for better lives
• Virtual Credit Cards: An Online Security Measure Worth Taking?
• 5 Things To Do Before You Sign Up for a Free Trial

Clark.com resources:

• Episode transcripts
• Community.Clark.com  /  Ask Clark
• Clark.com daily money newsletter
• Consumer Action Center Free Helpline: 636-492-5275

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