The Challenges of Micro Payments

We use points for a variety of reasons, but basically, points is 1 cent. When you buy in, right, we take our margin at that point and that covers the credit card transaction. A credit card transaction for you on average is about maybe 40 cents. And so what we do is we create, you bought 1,000 points, right? We took that credit card transaction once. Now you can pay 1 cent at a time, whatever it is, it's within our database. There's no transaction costs. But consumers are not adopted crypto regardless of the reason. They're not the credit card. We have an ecosystem that works. Our challenge is how do we, as I