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10 Rules For Using and Maximizing Credit Cards!

The Personal Finance Podcast

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How to Keep Your Credit Card Balances Low

The credit utilization rate is something that you want to keep as low as possible. You need be paying off these balances in full every single month, no matter what. Get started with chime by applying for a free account takes less than two minutes. When we get back, we're going to talk about interest rates.

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