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How to Get a Guaranteed 5% Return on Your Emergency Fund - Money Q&A

The Personal Finance Podcast

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How to Get Better With Your Money in Five Minutes or Less

You're going to do this all at once and you'll see exactly what I mean here in a second. Remember, every time you have money saved, every single dollar gets a job. As each T-bill matures, you buy six month treasury notes. In six months, all will be at that 5% rate of return, that sweet spot that's available there. Now you can do the same thing with CD. But, obviously, get as much as you can into that six month T-bill and then re-up every time that T- bill matures.

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