Why Ford keeps investigating this fraud

A deep dive into Lighthouse, a phishing-as-a-service platform linked to millions of scam texts worldwide, and the sprawling “smishing triad” ecosystem built around it. With security researcher Ford Merrill, we unpack how modern scam operations work at industrial scale — from fake e-commerce sites and mass SMS campaigns to the wallet-provisioning techniques that let criminals turn stolen credit cards into tap-to-pay phones. 

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