Jesse Mecham: You Need a Budget
Jesse Mecham is the CEO and Founder of You Need A Budget* (YNAB). He’s on a mission to help people stop living paycheck to paycheck, get out of debt, and save more money. He recently released his book by the same name, You Need a Budget*, a Wall Street Journal Bestseller.
Key Points
- Be as vigilant with your money as you are with your time.
- Constraints allow us to be creative. When your options are endless, you’re frozen.
- Most people’s monthly budgets underestimate actual long-term expenses.
- Your emergency fund should be for more than just things you forgot to plan for.
- Budgeting is about looking forward and actively adjusting.
The Four Rules for Budgeting:
- Give Every Dollar a Job
- Embrace Your True Expense
- Roll With the Punches
- Age Your Money
Bonus Audio
Resources Mentioned
Book Notes
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