Are You Going to Double in Ten Years?

State and local governments assume that you're going to get the returns that you need for sure. And so it's, it's a risky, risky strategy. The of the market can go up and the market canGo down. So they're basically, you know, going to the casino here on it without telling anybody about it. It would actually be fraud and illegal if you did not write it down. That, to me, is the real policy issue.