Pivot From BTC to Be to Be

Pivot from BTC to be was that mainly driven by you as investor or how like how was the team involved there? We saw the trend of the industry goes towards digital Banks and I also with the cellphones you could have a bank on a cellphone most of the big Banks didn't even care about that. Really. They had some kind of banking but it wouldn't really give you extra benefits off some banks later learned that you should be the primary Channel not the secondary channels. And so we phone number Set up doing a business-to-consumer approach. That's much cheaper than it really like going directly to the consumer.

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