Earned Wage Access: Charting a Clear Regulatory Path
RegFi Podcast
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Understanding Earned Wage Access (EWA)
This chapter explores Earned Wage Access (EWA), a financial service allowing employees to access wages before payday, enhancing their financial flexibility. It examines the benefits, revenue models, and regulatory challenges faced by EWA providers, amidst the growing popularity of this service. The discussion emphasizes the need for tailored regulations that distinguish EWA from traditional credit products to better protect consumers.
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