Reinsurance - Do You Need an Annual Schedule to Disclose Significant Items?

We record a usually quite significant loss in the current year and then we have the use of float for many years to come. There are no subsequent charges against that. I would expect the cost of float actually to come down substantially this year. We can buy up to 5% of the stock, but we might well in the last year or two have bought an entire utility business if we were not handicapped by the utility holding company statute.