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4min chapter
Arena Show Part I: Idea Dinner + YC Continuity
Acquired
What Are the Three Layers of an Insurance Company?
The three layers of an insurance company are distribution, underwriting and capacity. Vouches started off with getting license to sell insurance like anybody else. But when you're doing things like cap table coverage and cloud coverage that the industry had never seen before, regulators don't have the most excited reaction to that. The magic doesn't happen by just digitizing each layer; it happens by creating entirely new business models out of that.
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