Is There a Difference Between Direct and Extensive Integration?

Puremont has come up with an approach where we're somewhat agnostic through that integration model. We think that it should be the fintechs that are building stuff that should choose the model that works better for them. There are different flavors of vast platforms or vast providers. And there are some models that are a lot more direct with the bank and having everything else go to the bank directly on our side.