Small Dollar Lending - A Real Problem in Our Communities

Chris Mayeve: In the e book, i want to talk about themes. So a couple of themes that really showed up was the idea of credit invisible. You have forty five million people who are denied credit because they don't have scorble credit fors in impacts black in hispanic communities the most. I think oftentimes for fin tech to work, you have to have some cost sharing and collaboration. And also, when you're utilizing ai the very biases that they're trying to address, sometimes they can create new biases. Any proposal that may be caught your eye?Mayeve: If you know, larry, your thoughts about privacy, federated learning and data and privacy should