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Code That's Open and Vulnerable
Lenders were pressured to do under collateralized or un collateralized lending because they were up against competition. But code is just code, and you know, blockit y. If if iv did under clatralized lending, it would get noked faster than em like genesis o voyager, or whanever got noked yet. Where it's, in fact, code that's open and vulnerable, you're going to create harder systems which can operate more efficiently.