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Fintech Recap: Trump’s Return, BaaS Island Mysteries, and the CFPB’s New Flex

Fintech Takes

CHAPTER

Fintech and Regulatory Evolution

This chapter examines the evolving relationship between the fintech industry and regulatory bodies in Washington, D.C., highlighting significant regulatory changes and the industry's shift toward greater engagement in policy discussions. It discusses the implications of multiple administrations on regulatory policies, particularly focusing on the Consumer Financial Protection Bureau (CFPB) and its increased politicization. The chapter also touches on challenges faced by regulators, the unpredictability of policy changes, and how these factors impact the fintech landscape.

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