Intro

Click the link http://kalshi.com/r/LIN or download the Kalshi App and use code LIN to sign up and trade today!Ted Rossman, Senior Industry Analyst at Bankrate, warns that Trump's proposed 10% credit card rate cap could reduce consumer access to credit and discusses broader debt trends.*This video was recorded on January 12, 2026.To get 5% off of your CoolWallet purchase, use my link: https://www.coolwallet.io/discount/davidcwSubscribe to my free newsletter: https://davidlinreport.substack.com/Listen on Spotify: https://open.spotify.com/show/510WZMFaqeh90Xk4jcE34sListen on Apple Podcasts: https://podcasters.spotify.com/pod/show/the-david-lin-reportFOLLOW TED ROSSMAN:X (@TedRossman): https://x.com/tedrossmanBankrate website: https://www.bankrate.comFOLLOW DAVID LIN:X (@davidlin_TV): https://x.com/davidlin_TVTikTok (@davidlin_TV): https://www.tiktok.com/@davidlin_tvInstagram (@davidlin_TV): https://www.instagram.com/davidlin_tv/For business inquiries, reach me at david@thedavidlinreport.comDISCLAIMER: This video is for informational and educational purposes only and does not constitute financial, investment, legal, or tax advice. Always conduct your own research and consult a licensed financial professional before making any investment decisions.The views and opinions expressed by guests are solely their own and do not represent the views of this channel. Any forecasts or forward-looking statements are based on personal opinions and are not guarantees of future performance.This channel may include sponsors or affiliates. Their inclusion does not constitute an endorsement, and the channel is not responsible for the performance, claims, or actions of any sponsor, affiliate, or third party.No content in this video should be interpreted as a solicitation to buy or sell any securities or assets. Investments carry risk, including the potential loss of principal.0:00 - Intro.1:33 - Trump’s 10% credit card rate cap7:11 - Bipartisan support and the American consumer12:22 - Building credit18:35 - Credit card debt and Fed rates24:02 - Credit scores drop after paying debt?28:21 - Student loans30:45 - Outlook for 2026#investing #credit #trump