I'd say most likely if it's a mutual fund you're already diversified Yeah As long as you're not like in bond mutual funds right now. It was a rough last Four months for me. When the market is going up people lose interest in investing when it's going down Everyone is now inYeah, so it's amazing that I see the difference on Views every day the market closes up versus down if the markets down a percent views usually increased by like 10 to 20 percent if the markets up User down it's crazy. So there are a couple of months this year where we actually made money Accounting for the amount that we pay our ticket interesting. We'll pay for that person entirely

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