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721b HELP debt: what you need to know + link to free download

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Navigating HELP Debt Repayments

The chapter explores the considerations and implications of making voluntary repayments towards HELP debt, advising listeners to prioritize financial goals like establishing an emergency fund and saving for a first home before focusing on debt repayment. It delves into the impact of HELP debt on obtaining a mortgage, discusses the nuances of repayment rates and thresholds, and provides insights on managing HELP debt effectively.

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