The Bank of England's Declining Effect on Inflation

Best deals are basically available for those with a good equity in their property at 40%. So if you're borrowing 60% loan to value or purchasing a property, you can get two year fixes now at 4.21 per cent through Dan Skabank. But it is important to say that although rates will fall slightly, anyone expecting that rates are going to fall back to where we've seen them in the last 10 years won't be upset. I think rates between 3.5% to 4% are going to be the norm this year. And again, that's if you've got 40% equity in your property.

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