Insurance companies are not designed to withstand the worst case scenario, is it right? That's right. We make all our insights available for free to anyone that's working in mitigation,. Whether that's government, whether that's a folks doing control burns and forest thinning. If you can go out there and use that to do a better job doing defensible space, does a better job forest tinning than great. And who knows, long term, like maybe were we get growing big enough, like a, like the old bercsher hathaway fly wheel.