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WCI #234: Roth Q&A: 401ks, Conversions, and What if the Backdoor Goes Away?

White Coat Investor Podcast

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Do I Want to Do Wroth Conversions?

You don't want to do wroth conversions during your peak earnings years, though that can change. If you are a super saver, if you're going to have five or ten million dollars in an i r a and have big, huge r m ds, then it a make sense to do woth conversions. But for the typical physician that's going to retire with two to five million dollars, that really doesn't make sense. The only general rule of thumb i can give you is, don't do roth conversions and make tax deferred contributions during your pekearnings years, and do warth conversions and wroth contributions in other years. That's the only general

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