I've Never Been Bite in the Ass Once by Debt, I'm Not Going to Let My Followers Follow in the Same Shoes That I Did

I think this one kind of goes back to what I hit on at the beginning. Like he kind of projects his own like personal money beliefs and money values into the advice that he gives, which is completely fine. He doesn't talk about the behavioral side of investing. A lot of people want to invest in things they believe in. The entire stock market is different than hey, I believe in Nike because I buy Nike and I love it. So I also don't necessarily agree with that viewpoint. No crypto, no individual companies. And while I believe index funds are great, like I also don’t think 100% of your portfolio needs to be solely in mutual funds or index funds