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114: Home Price Predictions, Affordability False Flags, and 40-Year Mortgages

On The Market

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Why Isn't There a Mortgage Lender Who Offers Lower Rates to Out Compete Everyone Else?

If you're going to have something that's sort of a hedge against inflation, I'd rather have something that cash flows or, or if I'm going to have gold, I'd just like to wear it. Henry: Why isn't there a mortgage lender who offers lower rates to out compete everyone else? He says the risk is too high for any of these mortgage lenders. The reason they don't undercut you is because they have better options.

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