How to Build an Emergency Fund for Yourself

If you're in debt and haven't budgeted properly before chances are you've never had a thousand quit behind you. Having that buffer, even if it's just one month, not only is it great for peace of mind, but actually it tends to keep the emergencies at bay. And obviously we'll get to paying down those debts next week. But first let's talk about building an emergency fund - how much does it need to be?