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Maximizing Social Security Benefits and Strategies for Filing
This chapter provides an in-depth analysis of optimizing Social Security benefits, discussing strategies for filing based on investment returns, lifespan uncertainty, and retirement fund sustainability. Specific topics include creating a 'Social Security bridge' with safe investments, adjusting discount rates for real returns, and understanding the impact of waiting to file for benefits on monthly and survivor payments. The chapter also covers considerations for married couples, spousal benefits, and the earnings test for Social Security benefits.