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Navigating 401(k) Options and Mortgage Considerations
This chapter explores the choice between rolling over multiple 401(k) accounts into a new employer's plan versus transferring to an IRA, addressing crucial factors like costs and tax implications. It also discusses the rarity and financial impact of 40-year mortgages, as well as how to approach 401(k) contributions by assessing individual risk tolerance. Additionally, the chapter touches on the significance of dividend reinvestment and the challenges posed by broker limitations on investment strategies.
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