The rules of the property game just changed and you need to know how.

In this Get Rich episode, Molly is joined by Arjun Paliwal, CEO of InvestorKit, to unpack the big news: the 5% deposit scheme for first home buyers. What does it mean for property prices? Should you buy your first home to live in, or start with an investment property? And where are the growth hotspots in 2025?

We also cover:

The impact of the 5% deposit scheme and new price caps
When buying to live in isn’t the best move
Mortgage vs investment: what should you prioritise?
Why you don’t actually need 8–10 properties to retire comfortably
Key data points to spot growth locations
How kids (yes, really) impact your borrowing power

This is your September, straight-talking property market update to help you make smarter moves in 2025.

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🙏 A big thank you to our sponsor, InvestorKit at https://www.investorkit.com.au/! The Only Buyer’s Agency Awarded as Australia’s #1 for 2 Years in A Row.

The advice shared by Ladies Finance Club is general in nature and does not consider your individual circumstances. Our content is for educational purposes only and should not be relied upon to make financial decisions. If you are considering purchasing a financial product, read the PDS and TMD and seek financial advice tailored to your personal needs. Molly Benjamin and Ladies Finance Club Pty Ltd are authorised representatives of Wattle Partners Pty Ltd, AFSL 383169.

Ladies Finance Club acknowledges the Traditional Owners of the Land on which this podcast was recorded, the Gadigal people of the Eora Nation. We pay our respects to their Elders past and present and extend that respect to all Aboriginal and Torres Strait Islander peoples.

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