First Home Buyers Don't Have to Rush Out Worried That the Market's Going to Run Away on Them

We have a stratified headonic index, and it's a bit of a mouthful, essentially. All that means is we're measuring changes in housing values across the premium end of the market and the cheapest quarter of the market. That lower quartile, that really cheap end of the marketplace, hasn't seen anywhere near as much volatility. And arguably, some of the more affordable areas of our housing markets could be a little bit more prone to further weakness.