Should You Contribute to a Roth IRA or Pre-Tax as a High Earner? (By Tax Bracket!)
The Personal Finance Podcast
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The Pros and Cons of a Roth IRA
With the Roth, there's no required minimum distributions inside of a Roth IRA and you have ability to withdraw contributions before retirement and penalty. The cons are the contributions are not tax deductible now and there's income limits for eligibility so you got to do a backdoor Roth if you make too much money. Now in most situations, if you talk to your CPA or tax strategist, they're going to want you to take that tax deduction right now. But B, it's also typically a good move for most people depending on their situation.
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