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Episode 3361:

Jen Hayes shares smart, practical strategies for celebrating Christmas joyfully without overspending, from DIY gifts to careful budgeting and bargain hunting. Her thoughtful advice helps reduce financial stress while keeping the season meaningful, creative, and debt-free.

Read along with the original article(s) here: https://www.jenhayes.me/have-yourself-frugal-little-christmas/

Quotes to ponder:

"Christmas really is a lot of fun so it’s all worth it, just follow the tips here to stop yourself from overspending and getting into trouble financially."

"You could save a fortune and still get the joy of handing someone a present; they will know you’ve put the effort in too which is far more special than the amount of money paid."

"Instead of spending lots of money on fancy cakes and chocolate, have a look on Pinterest for recipes and make your own."

Episode references:

DontPayFull: https://www.dontpayfull.com

Pinterest: https://www.pinterest.com

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