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Can You Still Buy a Home in 2025? | Ask Money Guy

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Navigating Homeownership and HSAs

This chapter explores the financial risks and considerations of homeownership, particularly the implications of adjustable rate mortgages (ARMs) in a high-interest environment. It also addresses managing Health Savings Accounts (HSAs), emphasizing the importance of evaluating fees and investment options to maximize growth. Additionally, a listener’s concerns about balancing an emergency fund with contributions to a 401(k) and HSA are discussed, highlighting the financial order of operations.

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