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Harry Zhang - How To Build A Web3 Startup + On-Chain Credentials With Galaxy - Zima Red ep 93

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On Chain Credentials Are Better Than Off Chain?

Some of the examples for ancient credentials are like weather, like you borrow from lending potocos and never got licrided. So these financial related credentials can be used to calculate credit scores. And maybe for those who have a higher credit score, or those who tend to be more safe, when when price does drop, a the standing por cost can maybe provide them with a lower class riss ratio. The on chain credentials is easier to curate, simply because it's backed by the block chain, simply because everything is transparent.

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