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Roth IRA 5-Year Rules: How to Withdraw Money With No Taxes or Penalties - 404

Your Money, Your Wealth

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Can I Do a Roth Conversion at 59 and a Half?

You can do a Roth conversion at any age. The in-service withdrawal from a TSP is beginning at age 59 and a half. You open up a Roth IRA, you put a couple of bucks in. And so the five-year clock would start January 1 of 2022.

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