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#206: AI Through a Social Justice Lens with Renée Cummings

The Analytics Power Hour

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The Unintentional Consequences of Digital Redlining

In the U.S., financial institutions would redline, which basically mean they would outline certain areas like communities and say, yeah, let's not give good rates or lend in these areas. Basically picking on specific minority groups and people of color and things like that. And so basically they were drawing a map and saying, yeah, if you live in this zip code or this area, yeah, we're basically going to treat you like a second class citizen. We might not give you as good of a rate. I believe it was proven they did this and it is now, of course, illegal to do that. But it doesn't mean that the legacy of that is not felt because

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