The Federal Reserve's Stress Test

I think it's going to get worse for banks. I hope they do it very thoughtfully because, you know, we love the community banks,. We're the biggest banks of those folks. But if you overdo certain rules, requirements, regulations, some of these community banks tell me to have more compliance people than loan officers. You know, and so at one point you make it harder for them to do business. There are already hundreds of rules in place. And a lot of ways it's to mix the rules. If you're going to change liquidity, maybe not capital. If you've added TLAC, then maybe you should do something with deposit insurance. They should sit down