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448 | July Roundup: Working Backwards Into FI

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The Importance of a Roth IRA Conversion

Roth IRA contributions can be withdrawn at any time for any reason, tax and penalty free. The thing that you can't take out are the earnings on it, right? Correct. And like Sean said, they come out first in the ordering rules. When you do pull out of a Roth, the contributions come out first.

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