Munder: Sometimes there's an illogical, what we might call an analytical argument which might be corporate America has the wrong time preference. We need a longer term perspective. It's not going to come from capitalists but politicians or policymakers who will not be constrained by the stock market's insistence on quarterly profits. Munder: The time horizon is certainly an important one. And another... Oh, the environment is climate change. Now, you could say that's time horizon also; But it is different.