Investing in Annuities

One of the criticisms that i've heard of annuities and products like these is you're paying yourself. There's an e t f call m ben we got ss a lot. It's the global ax naztak 100 covered call e t f. And so even if it's like, quote, sub optimal, i think what we've learned over and over and over again is people need to hack their own brains in a way. How do you start gauging client preferences around how they want their retirement income delivered? That's something i know wade's been working quite a bit on.