Pension Funds

I believe you described the Canadian model as fostering something of a of an entrepreneurial spirit in the way you invest. Could you just expand on that a bit and explain sort of the types of ventures that you might go into. It's interesting to bring this up because I clearly had a long history in the Dutch market. And there is this idea that pensions should be almost like guaranteed. But you can only guarantee a pension when, you know, basically your expected returns are relatively low. That very low return is not going to give retired people enough money to live on.