Are Home Prices Going to Come Down? Yeah. It's Not Shenanigans.

When mortgage rates fall dramatically, that does tend to increase home prices. On the other hand, when mortgage rates rise dramatically, that doesn't tend to decrease home prices. A lot of people can't afford houses and for those people, they want these home prices to come down. But ultimately, even if home prices came down, I don't think you would see that much structural change in the home ownership rate.