Charley massimo, senior vice president and financial adviser at wealth enhancement group, alsaty, joining us on the phone from long island, new york. He says that a time like right now, before a sell off, is a time to take a gut check of where you are in life versus where you believet the markets are are headed. For investors trying to reduce risk by buying fixedin i think we're an environment now that,. again, the greatest long term hedge are the dividends of great paying stocks.

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