Mortgage Market Update With BI’s Erica Adelberg: Macro Matters
FICC Focus
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The Impact of VantageScore on Mortgage Accessibility
This chapter explores the importance of VantageScore in the mortgage sector, particularly in its role in broadening credit access for first-time homebuyers. It also discusses the effectiveness of VantageScores in predicting defaults during the COVID-19 pandemic, indicating that expanded credit access can maintain scoring accuracy.
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