How to Deal With Debt Consolidation

Don't be tempted to keep the debt around just in case, right? You need to add some friction between you and getting into debt again. Just remove the option to use it. That is one of the things I did when we did debt consolidation in the bank. They had credit card debt. When it's gone, write to them or go online and physically close the account,. Cut up the credit card, take it off your apple or Android pay or whatever, you're not going to need it again.